What Is Travel Insurance? 

Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.

In addition to financial protection, the other huge benefit of travel insurance is access to assistance services, wherever you are in the world. Allianz's elite team of travel and medical experts can arrange medical treatment in an emergency, monitor your care, serve as interpreters, help you replace lost passports and so much more. Sometimes, they even save travelers’ lives.

As your travel advisor, we highly recommend Travel insurance.  Some things to consider when making your decision:

• Can you afford a medical evacuation, which can cost tens of thousands of dollars, if an emergency occurred?

• Does your medical insurance cover you when traveling abroad?

• Who will help you make arrangements if you need to interrupt your trip for a family emergency back home?

• If your identification and/or luggage is stolen, lost, or damaged, how will you get assistance?

• Are you prepare to lose 100% of the funds paid for your vacation, if you have to cancel for a mishap or family emergency.

• Travel insurance is designed to cover unforeseeable events— not things you could easily see coming, or things within your control. If, for example,  you wait to buy insurance for your beach trip until after a named hurricane is hustling toward your destination, your losses wouldn’t be covered.

If you choose not to purchase insurance, we required our travelers to complete a waiver. Please click here for our Travel Insurance Waiver.

• If you want to read travel insurance horror stories, you can find plenty of them on this nonprofit consumer advocacy site.
• Travel Insurance Waiver